Mobile disco owners and bar staff have to fork out the highest amount for their car insurance compared to a worker in any other profession, according to research.
Comparison site confused.com found that mobile disco owners will pay a whopping £6,800 a year on average for their insurance as they fall into the riskiest category of motorists to insure
This is because DJ’s are more likely to be on the roads at night after a booking, as well as have expensive equipment within the motor.
At the other end of the spectrum, airline pilots land the cheapest deal with an average quote of £320 per year.
This is because pilots tend to not be on the road as much as the average driver.
Job title: Mobile disco owners pay a high price for their car insurance due to their profession
It is common knowledge that age, location and currently gender, affects the price of car insurance, but it may not be so widely known that a job title can impact premiums.
This is why it is important when filling out car insurance details online you make sure you put down the correct job role to avoid paying over the odds.
For example, a bricklayer may put down the job role of builder, and pay more than they would have done if they had put their correct job role down, or vice versa – spending a couple of minutes checking the price for both could save you money.
If you change your job significantly then you need to let your insurer know and it may in some cases result in you saving money if your new role is statistically less risky.
Gareth Kloet, head of car insurance at confused.com, said: ‘The cost of insurance is calculated on different factors such as the type of car you drive, the area you live and your own driving history as well as statistics for others of similar demographic to yourself.
‘This does not mean that every airline captain will be landing a cheap deal – each individual will be quoted on their own data.’
Completing the top ten most expensive professions for car insurance are apprentice professional footballers, who are currently tackling quotes on average of £6,263 and diplomatic staff, with quotes of £4,087.
China restorers (£336) and toy makers (£337) complete the top ten cheapest professions to insure.
| Rank | Occupation | Average annual premium |
|---|---|---|
| 1 | Mobile disco owner | £6,809.57 |
| 2 | Professional footballer (apprentice) | £6,263.61 |
| 3 | Diplomatic staff | £4,087.96 |
| 4 | Footballer | £3,992.69 |
| 5 | Nightclub owner | £3,841.29 |
| 6 | Referee | £3,679.02 |
| 7 | Professional footballer (football league) | £3,422.26 |
| 8 | Dealer – general | £3,082.06 |
| 9 | Student, school | £3,006.18 |
| 10 | Student, college, living with parents | £2,971.07 |
| Rank | Occupation | Average annual premium |
|---|---|---|
| 1 | Captain, Airline | £320.81 |
| 2 | China restorer | £336.44 |
| 3 | Toy maker | £337.87 |
| 4 | Travel guide writer | £379.09 |
| 5 | Guest house owner, unlicensed | £383.76 |
| 6 | Smallholder | £390.21 |
| 7 | Remedial therapist | £392.72 |
| 8 | Ornithologist | £396.00 |
| 9 | Pilot, harbour ships | £400.22 |
| 10 | State enrolled nurse | £406.42 |